Terms of Service
Effective Date: September 17, 2026
These Terms of Service govern access to and use of the LIEquity website and the submission of information through the website.
These Terms are between website users and RTE 27 Corp. LIEquity is the public-facing brand of RTE 27 Corp. In these Terms, “LIEquity,” “we,” “us,” and “our” refer to RTE 27 Corp operating under the LIEquity brand.
By using this website or submitting information through the LIEquity application, you agree to these Terms.
1. LIEquity's Role
LIEquity operates as an independent commercial invoice-factoring broker.
LIEquity is not a factoring provider, purchaser of invoices, lender, underwriter, funding source, or approval authority. LIEquity does not operate an automated provider marketplace.
LIEquity helps businesses understand and explore potential factoring opportunities and, when appropriate and authorized, may introduce an applicant to a factoring provider.
2. Application Intake
The Apply Now form is a LIEquity business intake used for internal review.
Submitting the form does not constitute an application directly to a factoring provider and does not create an obligation for LIEquity, the applicant, or any factoring provider to proceed with a transaction.
By submitting an application, the person submitting it represents that:
- The information provided is accurate to the best of their knowledge;
- They are authorized to provide the information on behalf of the business; and
- They are authorized to communicate with LIEquity concerning the business's potential factoring needs.
LIEquity may request additional information or clarification before determining whether a potential factoring opportunity is appropriate to discuss.
3. No Guarantee of Approval, Placement, or Funding
Submitting an application or communicating with LIEquity does not guarantee:
- Referral or placement with a factoring provider;
- Eligibility;
- Approval;
- Funding;
- Any particular advance rate;
- Any particular factoring fee or other cost;
- Any particular credit limit;
- Any particular timing; or
- Any other term or outcome.
Any factoring provider introduced to an applicant conducts its own evaluation and establishes its own eligibility requirements, approval decisions, rates, fees, terms, documentation requirements, and funding decisions.
The applicant independently decides whether to enter into any agreement offered by a factoring provider.
4. Provider Relationships
When LIEquity identifies a potential factoring provider, identifiable application information may be provided to that specific provider after the applicant provides the applicable authorization.
Any factoring agreement or other transaction entered into following an introduction by LIEquity is between the applicant and the applicable factoring provider.
The factoring provider's final written agreement governs the factoring relationship.
Applicants should carefully review the provider's complete agreement and ask questions about rates, fees, advance rates, reserves, recourse provisions, non-recourse provisions, termination provisions, minimums, collateral, guarantees, and other applicable terms before entering into an agreement.
5. Educational Content
Articles, guides, comparisons, calculators, examples, FAQs, cost illustrations, and other materials on the LIEquity website are provided for general informational and educational purposes.
They are not:
- Factoring quotes;
- Offers of funding;
- Commitments;
- Promises of particular terms;
- Approval decisions; or
- Predictions of a factoring provider's decision.
Actual factoring structures, eligibility requirements, costs, advance rates, reserves, obligations, and outcomes vary depending on the provider, agreement, applicant, customer, invoice, transaction, and other circumstances.
Illustrative examples on the website are examples only and should not be interpreted as the terms that a particular applicant will receive.
6. Invoice Factoring Calculator
The LIEquity Invoice Factoring Calculator is an educational tool.
Results are based on the information entered by the visitor and the assumptions displayed by the calculator. Calculator results are estimates and illustrations only.
They are not quotes, offers, approvals, commitments, or representations of the terms that LIEquity or any factoring provider will offer.
Actual provider pricing and transaction terms may differ.
7. No Legal, Tax, or Accounting Advice
LIEquity does not provide legal, tax, accounting, or financial-reporting advice through this website.
Businesses should consult their own qualified advisers regarding legal, tax, accounting, financial-reporting, or other professional considerations associated with a factoring transaction.
8. Permitted Website Use
You may use the LIEquity website for lawful business and informational purposes.
You may not:
- Attempt to gain unauthorized access to the website, application, staff systems, servers, databases, or other systems;
- Interfere with or disrupt website operation or security;
- Circumvent security, authentication, rate-limiting, or anti-abuse controls;
- Knowingly submit false, fraudulent, deceptive, or unlawful information;
- Use automated tools to abuse or overwhelm the application process;
- Introduce malicious code or attempt to exploit website vulnerabilities; or
- Use the website in violation of applicable law.
LIEquity may restrict access to the website or application when reasonably necessary to protect its systems, users, or business operations.
9. Intellectual Property
The LIEquity name, branding, website design, original written content, graphics, calculators, and other original website materials are owned by RTE 27 Corp or used with appropriate permission.
Website content may be viewed and used for ordinary informational and business-evaluation purposes.
Content may not be copied, republished, sold, commercially exploited, or represented as another party's work without permission, except as permitted by applicable law.
10. Third-Party Websites and Services
The website may contain links to third-party websites, services, or resources.
LIEquity does not control third-party websites and is not responsible for their content, availability, security, privacy practices, or terms.
A link or reference to a third party does not by itself constitute an endorsement or guarantee of that third party's products or services.
11. Website Availability and Accuracy
LIEquity seeks to provide useful and accurate information but does not guarantee that the website will always be available, uninterrupted, error-free, or completely current.
Website content may be updated, corrected, modified, or removed from time to time.
To the extent permitted by applicable law, the website and its informational content are provided on an “as available” basis.
Nothing in these Terms excludes or limits any responsibility that cannot lawfully be excluded or limited.
12. Privacy
Information submitted through the LIEquity website is handled as described in the LIEquity Privacy Policy.
Use of the website and submission of an application are subject to both these Terms and the Privacy Policy.
13. Changes to These Terms
LIEquity may update these Terms when its website, services, business processes, or applicable requirements change.
When these Terms are materially updated, the Effective Date displayed at the top of this page will be updated.
Changes apply prospectively from the updated Effective Date unless otherwise required by applicable law.
14. Governing Law
These Terms and use of the LIEquity website are governed by the laws of the State of New York, without regard to principles of conflicts of law, except to the extent applicable law requires otherwise.
Nothing in these Terms determines the governing law applicable to a factoring agreement between an applicant and a factoring provider. The governing law applicable to any factoring transaction is determined by the applicable provider agreement and applicable law.
15. Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by applicable law.
16. Questions Concerning an Application
Questions concerning an application may be addressed during communications with LIEquity regarding that application.
LIEquity does not publish a general-purpose email address through these Terms.