Suggested reading
Start with the moving parts.
Get oriented to what invoice factoring is, how a transaction works, and the terms you will see in a proposal.
Resources Hub
Invoice Factoring Resources
Understand the mechanics, costs, and strategic considerations of commercial invoice factoring with our educational guides.
Choose the question
on your mind.
Not sure where to begin? Our Invoice Factoring Guide explains how commercial accounts receivable can be sold. For pricing, read Invoice Factoring Costs and try the Invoice Factoring Calculator. For a broader look at payment timing and working capital needs, browse the Calculators. Review Invoice Factoring Requirements and use the Invoice Factoring Agreement Checklist when examining terms. The library below also covers financing comparisons and industry-specific questions.
Understanding Invoice Factoring
Invoice Factoring Guide
A comprehensive overview of how factoring works, advance rates, and a practical example of a B2B transaction.
Invoice Factoring Glossary & Knowledge Center
Look up plain-English explanations of factoring, accounts receivable, fees, agreements, and payment terms.
Recourse vs. Non-Recourse Factoring
Understand the critical differences in credit risk allocation and what happens if a B2B customer fails to pay.
Costs and Qualification
Try the numbers
Business Tools
Use these learning tools to examine a scenario at your own pace, without sharing contact details.
A guided set of questions
Factoring Fit Assessment
Reflect on your customers, invoicing, and payment cycle. A self-guided educational exercise—not an eligibility decision or approval estimate.
Illustrative figures only
Invoice Factoring Calculator
Explore a simplified example of an advance, reserve, fee, reserve release, and total proceeds. Actual terms vary by transaction.
Plan around payment timing
Cash Flow Gap Calculator
Estimate operating cash needs alongside invoices awaiting payment, using your own timing assumptions.
Results are educational illustrations, not a financing offer, commitment, or guarantee.
Explore all Business ToolsContracts and Provider Selection
Choosing a Factoring Company
Key considerations for evaluating factoring providers and finding an appropriate fit for your business.
Invoice Factoring Agreement Checklist
A structured checklist of essential contract terms, early-termination clauses, and recourse provisions.
Planning a Change of Factoring Provider
Organize contract obligations, open balances, existing claims, customer payment instructions, and possible funding gaps before changing providers.
Comparing Funding Structures
From the journal
Insights for B2B Businesses
Practical perspectives on payment timing, commercial receivables, and working-capital decisions.
How to Manage Cash Flow While Waiting for Work Orders to Be Paid
A practical cash-flow process for service contractors that complete work orders now but wait weeks for approval, invoicing, and customer payment.
Read InsightHow Commercial Cleaning Companies Can Cover Payroll While Customers Pay in 30–60 Days
A practical way for commercial cleaning companies to map weekly payroll against Net 30–60 customer payments, tighten billing, and decide when invoice factoring may help.
Read InsightHow Temporary Staffing Agencies Can Cover Weekly Payroll While Clients Pay on Net Terms
A practical cash-flow guide for temporary staffing agencies that pay workers weekly but wait 30, 45, or 60 days for commercial clients to pay invoices.
Read InsightIndustry Guides
Staffing Factoring
Explore how temporary staffing and recruiting agencies use factoring to bridge the gap between weekly payroll and monthly client payments.
Property Preservation Factoring
Learn how property preservation contractors manage long payment cycles and scale field operations with invoice factoring.
Manufacturing Factoring
Discover how manufacturers leverage factoring to purchase raw materials and cover labor costs while waiting for B2B buyers to pay.
Security Guard Factoring
Review completed guard services, timekeeping, approved hours, multiple locations, billing discrepancies, and verification.
Commercial Cleaning Factoring
Explore completed commercial cleaning services, recurring contracts, work verification, additional services, credits, and disputes.
Maintenance & Service Factoring
Review completed work orders and service calls, customer acceptance, authorized additional work, documentation, and disputes.
Distribution & Wholesale Factoring
Distinguish purchase orders and inventory needs from invoices arising after completed sales and delivered goods.
IT & Technology Services Factoring
Explore factoring considerations for completed B2B technology services, accepted project work, and commercial customer invoices.
Oilfield Services Factoring
Review completed oilfield service work, field-ticket approvals, invoice documentation, and customer payment cycles.
Other B2B Industries
Learn which completed commercial receivables from industries not specifically featured may be appropriate for review.
Professional Services Factoring
Consider completed consulting and other B2B professional services, project billing, client acceptance, and invoice approval.
Submit your application
Submit a factoring application for LIEquity's review. We'll evaluate your B2B receivables and discuss whether factoring appears appropriate before any identifiable information is shared with a potential provider.
Apply NowBroker Disclosure
LIEquity is an independent commercial factoring broker. We are not a lender, funding source, or underwriter. Factoring providers perform their own evaluation and make all final approval decisions, establish terms, and provide funding. Submitting an application does not guarantee placement, approval, or funding.