How LIEquity Works

The process begins when you submit the LIEquity Apply Now form. This is a real business intake application for LIEquity's internal review. It is not an application directly to a factoring provider, lender, or underwriter.

Once submitted, our team reviews your business, your accounts receivable, and your stated factoring needs. We look at the industry you serve, the nature of your invoices, and the general profile of your commercial customers. We may contact you to request additional information or clarify details.

We'll have a candid discussion with you to explain relevant considerations based on the information provided. We'll explore whether invoice factoring aligns with your cash flow needs and business model. This discussion does not imply approval, guarantee placement, or guarantee funding.

If factoring seems like a potential fit, we will discuss a potential factoring provider. Provider fit can vary based on the business, your customers, the type of receivables, required documentation, and the desired factoring structure. LIEquity is not an automated matching service or an open provider marketplace.

LIEquity does not automatically distribute your application to a network of providers. Provider-specific information sharing occurs only later, and only with your appropriate authorization. We respect your business privacy and control exactly when your identifiable information moves forward.

Once introduced to a factoring provider, that provider will perform its own review and due diligence. The provider determines eligibility, evaluates customer credit, makes all approval decisions, and establishes the final terms, rates, and conditions.

After the provider completes its evaluation and issues a proposal, you ultimately decide whether to accept the provider's proposed arrangement. You are never obligated to proceed until you sign an agreement with the provider.

LIEquity is the independent commercial factoring broker that will initially review your application. Our team brings over 25 years of experience in the financial markets. Learn more about LIEquity.